Great Reasons to Buy a Home in Jacksonville FL

There are some great reasons to buy a home!  First and foremost, if you have a family similar to mine, the best reason is a place to eat, sleep, and neglect homework!  But seriously, there are some great reasons to own a home in Jacksonville Florida, and here are just a few:

• Community.  Become a part of something bigger than yourself.  Arlington is a perfect example.  This older city is in the process of revitalization and many of the residents there are digging in and changing the environment for the better.  Community--key to the purchase, and something to choose carefully.
• Tax breaks.  I know!  Who knew:)  The interest you pay on a mortgage, the taxes, and some of the costs involved are deductible.  Which is amazing!  Then, if you do improvements that are in line with Federal Tax deductions you can deduct those as well.  Good stuff.
• Equity.  Money spent on rent is money, as my dad used to say, flushed.  However, despite the current economic condition it is possible to have equity in a home.  Example:  you decide to buy that cute little fixer-up foreclosure.  And as you add some paint, you (and your friend the Realtor) are amazed to find out that it has greater value--equity.  Typically speaking the house should gain equity along a nice slow sloping upward trend over great lengths of time.  Not quick spikes.  Think long term, not short!
• Stability.  We are a retired military family.  My eldest son has moved (we think) approximately 9 times in his 19 years.  Twice in Kindergarten, once in 3rd grade, once in 5th (I think), and multiple times before turning 5.  Remaining in one home gives a family, a person, a group, stability.  You know your neighbors, have a favorite dry-cleaner, develop lasting friendships.  Good stuff!
• Fixed expenses.  Rent goes up.  Taxes can go up (you vote on these, perhaps).  Insurance can go up, and you have the choice to change companies.  Your payment however, now that is an unchanging item.  You should always have a set interest rate, and that monthly payment will not decrease or increase--the mortgage part.  Fixed housing expense--good stuff!
• Savings.  Take it from one who knows--your investment in real estate is a savings plan in disguise.  Who knew?  The most brilliant minds in business invest in real estate.  Some in big ways, and others in little way, but all do--or are working to do so. 
• Freedom!  Yes, paint that wall blue, or purple, or green.  Please, choose shag carpet, or berber, or hardwood.  Sure, hang that picture Aunt Somebody painted for you....after all, it's yours!  All yours.  Live your life how you choose, from the interior of your own home!  Freedom, and it is good.

As you begin to search for your dream home remember the following:  narrow down the musts, wants, and do not wants.  Then remember to view the neighborhood.  I prefer viewing neighborhoods on Sunday afternoons, Friday nights, and after school is out.  And please, please, please keep in mind that your Realtor is educated in the art of listening and assisting you in finding your first or next home!